Protect your income
Bridge the gap while you are off work and focused on getting better.
Instant Comparison
Compare critical illness plans side by side.
Enter a few details to see critical illness premiums from leading Canadian insurers, cheapest first.
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Core Benefits
Support designed for the realities of recovery.
A one-time, tax-free payment you can use however your recovery requires.
Cover added expenses
Help with treatment, travel, childcare and home support costs.
Keep financial plans moving
Stay on track with your mortgage, savings and family goals.
Use the funds your way
No restrictions. The benefit is paid to you, not to providers.
Covered Conditions
Commonly covered conditions.
Policies differ by insurer, but most critical illness plans in Canada cover the conditions below. Dev reviews each insurer's exact list and definitions with you.
✓Cancer (life-threatening)The most common claim across Canadian critical illness policies.
✓Heart attackCoverage for a heart attack meeting the policy definition.
✓StrokeSupport after a stroke with persisting neurological deficit.
✓Coronary bypass surgeryBenefit payable for covered heart surgery.
✓Kidney failureProtection for end-stage renal disease.
✓Major organ transplantCoverage when a covered transplant is required.
✓Multiple sclerosisOne of several covered neurological conditions.
✓Paralysis and severe burnsAdditional conditions many insurers include.
Condition definitions and covered lists vary by insurer and policy. Dev walks you through the exact wording before you apply.
Common Questions
Important details, explained clearly.
What conditions are typically covered?
Most policies cover cancer, heart attack and stroke, with many including 20+ conditions. Dev reviews each insurer's covered-condition list with you before you decide.
How is this different from disability insurance?
Critical illness pays a one-time, tax-free lump sum after a covered diagnosis. Disability insurance replaces monthly income while you cannot work. Many families hold both.
How can the money be used?
However you need. Treatment, travel, mortgage payments, childcare or income replacement. The benefit is paid directly to you.
Request a Quote
Get your critical illness quote.
Share a few details and Dev will compare suitable options from leading Canadian insurers. The consultation is free and there is no obligation.
- Independent comparison across multiple providers
- Clear explanation of coverage and pricing
- Personal support from quote to policy review
Get your free quote
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